Disability is the most important insurance one could and should buy.
In 2018, 42% of private industry workers had access to short-term disability insurance plans and 34% to long-term plans. Twenty-six percent of state and local government workers had access to short-term coverage and 38% to long-term benefits. (US Bureau of Labor Statistics)
More than 375,000 Americans become totally disabled every year and approximately 110 million Americans do not have long-term disability. The money machine is you and if you could not work because you were disabled there is an individual or group plan that will pay you so you will have income to pay your bills.
You insure your apartment, home, car and you life but none of these will give you cash when you are disabled, but the disability coverage will.
There are programs for individuals and groups; the group could be as small as two people. There are short-term and long-term programs. Programs that cover pre-exsisting condition, pregnancy, and on and off the job sickness and accidents.
Call us today for a quote. 877-541-7010